SecurePath by Transamerica

Providing Lifetime Income

• A variable annuity is a long-term financial vehicle designed for retirement purposes. They're essentially a contract between you and an insurance company: you pay the insurance company a sum of money - either in a lump sum or over a period of time - in return for guaranteed lifetime payments either now or later, depending on your situation.Guarantees are backed by the claims-paying ability of the issuing insurance company.

Providing Opportunities for Growth

• Asset allocation mutual funds whose portfolios are constructed by Morningstar Associates, LLC. These mutual funds offer growth potential to help cover discretionary expenses in retirement.

Managing Your Cash

• A money market mutual fund, with check-writing services

All investments, including variable annuities, involve risk. Investments are subject to market fluctuation and possible loss of principal. Consider an investment's risks, charges and expenses before investing.

Managing Other Assets

• Rollover IRA: If you have retirement savings left at a former employer, you can move it over to our Rollover IRA. Choose from a variety of investment options, including mutual funds, stocks, bonds, and U.S. Treasuries.
• Full-service brokerage account: A brokerage account allows you to buy and sell securities. Working with a Financial Advisor, you can invest your savings in a variety of investment options, including mutual funds, stocks, bonds, and U.S. Treasuries.

Protecting Your Retirement

• Access to long-term care insurance that typically helps pay for services you might need as the result of a chronic illness, accident, sudden illness or cognitive impairment. Long-term care insurance allows you to transfer some of the financial risk of long-term care costs to an insurance policy.

Contact us at 1-866-300-0028 to talk about the options that might be right for your retirement situation.

SecurePath by Transamerica Financial Advisors are Registered Representatives and Investment Advisor Representatives with InterSecurities, Inc.