You've accumulated money in your retirement savings plan. Now, you have to make a choice about what to do with that money. Learn about your options below, or watch a movie for more information.

Roll Over Now

SecurePathSM by Transamerica is ready to help you find the IRA rollover that best fits your needs. By rolling the assets over, you'll avoid early withdrawal penalties and defer taxes until distribution.




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Spend It

The idea of spending money from your retirement savings account may sound appealing. But spending it is almost certainly not in your best interest. The reason goes beyond the multiple taxes you'll pay. The bigger impact is what spending it today costs you tomorrow.



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Stay in Plan

You may be able to choose a different path such as leaving your money in your present employer's plan, transferring it to your new employer's plan, or rolling it over to another qualified account outside of your employer. Such options may or may not make sense depending upon the level of flexibility you'll maintain.

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