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Close to Retirement

Retiring soon: time to get serious.

You're giving serious thought to making the transition to retirement in the near future. Are you going to be prepared financially? What about mentally? Now is the time to take a good look at what you have, and compare it to what you want. We have the people and the tools to help you get on the right path.


Consider your wealth, consider the risks.

At this point in your life, you can calculate how much money you'll have on hand when you decide to retire: the amount you've already saved in a 401(k) or individual retirement account, savings in other accounts for retirement, plus any pensions or other income and Social Security. Will the total be enough for you to continue living the good life, uninterrupted?

Now, consider some of the more uncertain aspects of living in retirement: your health and the cost of health care, inflation and market fluctuations that can jeopardize your savings, and the simple fact that you're part of a generation expected to live longer than any before it. How do these factors play into your financial plans? At the SecurePath Answer Center, you have a team who understands these risks and stands ready to help you devise a plan to lessen them.


Our Answer Center is a great place to start.

The SecurePath Answer Center is a one-stop resource for articles, tools, and guidance in locating important information about preparing for retirement, investing for retirement, and more.

Visit the Answer Center to learn more about retirement transitions.

Close to Retirement: your to-do list.

Do a reality check on how much money you'll need for retirement: necessary versus discretionary expenses.
Remember to factor risks – inflation, health, market fluctuations, and longevity – into your equation.
Calculate present and future income for retirement generated from: pensions, 401(k) plans, IRAs, Social Security, and other funds you're investing for retirement. Also consider income that may come from part-time work or entering a whole new career.
Retirement is an exciting phase that offers a host of opportunities. Have a plan for retirement: what you want to do, what you need to do, activities, goals, etc.
To help get professional guidance on all of the above, call the SecurePath Answer Center toll-free at 1-866-300-0028.